Get your loan quote! Loan for any Purpose Borrow up $ 100 to $5,000!

√ Borrow from 1 to 36 months      √ Zero up front fees or costs

√ Quick Loans of $100 to $5000   √ All FICO Scores Welcome !

We’re here because you need a fast lender who can deliver. That is exactly what we do for thousands of customers like you, every single day! 

•  Simple loan quote up to $5000   • Paid directly to your bank account fast

• All credit histories considered    • Quick, secure, and hassle-free online form



The annual percentage rate associated with an extension of credit is a figure based on the total cost of a loan you receive from your lender. As you consider any offers that are made to you, be sure to assess your budgetary constraints and your ability to repay. Below illustrates representative examples of loans based on a range of APRs a borrower could receive based on their creditworthiness and other factors as stipulated in your loan agreement. These should only be used for educational purposes and you should consult the TILA box in your loan agreement for real values. Please borrow responsibly:

Consider a $2,500 loan with an APR of 28% with a 12 month repayment term:

Potential Monthly Repayment: $241.26

Total Repayment: $2,895.18

Consider a $500 loan with an APR of 199% with a 3 month repayment term:

Potential Monthly Repayment: $224.76

Total Repayment: $674.28

Consider a $300 loan with an APR of 600% with a 90-day repayment term:

Potential Monthly Repayment: $270.00

Total Repayment: $810.00

Quick Easy Loans Three Step

We’ll do all the hard work to get the best loan offer for you!

Loans For Everyone

You’re welcome no matter what your credit score is. You can use the funds for any purpose.

You’re In A Rush!

We value your time greatly. We will take your application and process it quickly. You could have your funds in as little as 15 mins. (**)

Direct Deposit

No waiting around or lining up. You can have your funds deposited direct to your bank account. (**)

Fast Payday u is a neighborhood lender you can trust.

 Fast Payday u customers have the assurance that they are in personable, friendly, and welcoming hands. At Fast Payday U, we care about your success and work to provide financial services you can count on. This website has been in business for over 30 years. That’s because is more than a lender. We are a community-centered financial service provider. Our goal is to help our communities in any way we can through community involvement, volunteer service, and accessible financial services. We are here for the long-term to service all your short-term financial needs.

Fast, Easy and Secure! The Process Couldn’t Be Easier!

  • 1. Basic Loan Requirements: Must be at least 18 years old. Must be a U.S. citizen or Permanent Resident. Currently employed or receive steady income. Have a bank account to receive the funds, ideally with direct deposit.
  • 2- What is a Personal Loan For? People get personal loans to help with home repairs, luxury purchases, holiday shopping, and more. A loan from one of our lenders can help you get the funds you need! Just fill out our simple online form. Follow the short process and, if you are approved, you may receive your funds as soon as the next business day!
  • 3- Privacy and information? We take privacy seriously, so we use industry-standard encryption on our website so that third parties cannot intercept your data. You can also look at our privacy policy for more details on this.

What Is Fast Payday Loans Online Same Day & How It’s Boon for the Needy?

If you find yourself trapped in a tricky pecuniary situation, you may have a few options that you can utilize. The first is to cut back on your expenditures. The second is to sell your goods or assets. And the third is to apply for a personal loan. Such options may help you recover from financial dilemmas but they would be lost in your property. Here is another option named fast payday loans online same day is available 24 hours and 7 days a week. So you can say goodbye to all of your monetary problems, having a payday loan in your hands.

A payday loans funding is a small, short-term, and high-interest loan typically repaid within a few weeks. Fast payday loans for bad credit are designed for people who are in search of quick & easy cash to hold it over “until payday”. On the other hand, a fast payday loan lender makes it as easy as 1-2-3 to get approved and receive your money, but this loan is charged with high-interest rates for convenience. Furthermore, payday loan lenders accept applications from customers with low credit scores.

A fast payday loans online same day is very useful when you’re looking for immediate cash assistance until your next paycheck. It’s an ideal alternative for covering many expenses such as car repairs, health check-ups or other medical bills, sudden job loss, or just covering domestic needs.

Do Fast Payday Loans Online Same Day Really Exist?

While there is no 100% surety that you’ll be recognized for a payday loan, there may be many payday loan lenders who may let you apply for a loan when you’re suffering from bad credit history. Fast payday loans online are one of the preferred options of finance for those who are generally denied other types of personal credits.

While applying for fast payday loans online same day, the first thing you’ll need to do is to check the eligibility criteria beforehand. You’ve got a look at the requirements before applying will endow you with a good suggestion of whether you’ll be accepted or not. If you are turned down, this could influence your credit score, that’s why; it’s best to be completely ready.

Getting a payday loan will be quite easy and in most cases, you’ll be successful if you meet the basic requirements planned by the payday lenders. These criteria include being over 18 years old, having an income of at least $500 from your verified source of income, and an active checking account is essential to receive a direct deposit loan. In addition, an S.S.N. is necessary as it helps the loan provider to verify your data immediately. Besides these, you may have some other additional criteria you’ll find while filling up an online application form.

How does Fast Payday Loans Online Same Day work?

Once you’re approved for a fast payday loans online same day, the lender whom you’ve selected will ask you to complete some basic paperwork that can generally be carried out online from the convenience of your home or office. You’re also asked to share your bank account information so that you may receive your funds in your bank account within the same day.

Your payday loan repayment terms will fluctuate by lender and loan amount, but many payday lenders expect the total balance of the cash with interest paid back within the assignment of 2-4 weeks. For example, even though you’ve borrowed an amount up to $300, your lender might have a system that withdraws loan amount up to $340 from your checking account. What’s more, for larger loan amounts, your lender may arrange automatic payments within 15 days until the loan is reimbursed.

Getting fast payday loans online is straightforward. Follow its three-step process:

  1. Apply online: First of all, you need to start by giving a few important personal details. fast payday u does all the work of matching you with reliable and trustworthy payday loan lenders. All you have to do is to take the right decision to opt for a lender to work with by filling out their online loan application. It only takes a few minutes to complete, and there are no FEES applied to apply.
  2. Get Approved: Online payday lenders generally give instant decisions for loan approval or refusal. If you’re approved, you’ll be called upon to e-sign a contract to get your payday loan.
  3. Get Your Funds: Fast payday loans online are usually deposited into your bank account by the end of the business day or the next business day.

What Are Same Day Loans Online?

Same day loans online are temporarily short-term loans, but with the ease and quick approval that comes with an online application. Now and then, they are referred to as emergency cash loans or fast loans. Even same day payday loans online for bad credit borrowers may be an alternative. Have a look at it below.

Installment loans: Same day loans work like traditional installment credits, meaning you grab hold of finance without more ado, and then you make regular payments every month, following a stable schedule. At fast payday u, we’re ready to help you to set up a flexible repayment schedule. You can acquire money ranging from $100 to $1,500.

Short-Term Loans: If you’re planning for short-term loans, you’ll need to understand their repayment scheme settled for only one year. Same day loans online are also known as short-term loans for small sums of money that you can get fast and then pay back speedily.

Payday Loans: Payday loans are temporary small, emergency loans borrowed in contradiction of your next paycheck; it means that the finance has to be repaid until payday. If you can’t repay your money on the fixed date, you’re charged with high fines and fees. does not offer such financial products—they are not helpful for same-day loans for people experiencing bad credit scores.

When Same Day Loans Online Are the Right Decision?

Same day loans online can be the perfect solution for short-term emergency needs. The money you acquire with them will hopefully hold you over until your next payday, or when you get your salary. Here’s when you may plan to apply for these loans:

  • You can use of same day loan for covering urgent bills like utilities, rent, or food.
  • Never need to disappoint when you face costly fees like overdraft fees or Non-Sufficient Funds (NSF) fees since same-day loan is perfect to handle them.
  • You can also end up the emergency payments including auto repairs or medical expenses.

Many times you’re not able to pay your finance back on the next payday, you might think about an Installment Loan or a Line of Credit considered making payments over time. To find out same day cash loans is easy everywhere, from your comfort home or office, 24 hours a day and 7 days a week.

Requirements for same day loans online:

Like traditional loans, bank loans, or other personal credits, you don’t have much to get a same-day loan online. Here’re some basic requirements you have to follow:

Age: You’re at least 18 years old

Income: You’re a full-time employee, or have proof of stable income

ID: You have a valid ID number from the state – or government-issued identification number

Bank Account: You must have active checking or savings account to receive a direct cash deposit

SSN: Social Security Number

ITIN: Individual Taxpayer Identification Number

Email: Active email address

Phone: A valid registered phone number with your name

All these mentioned requirements are compulsory when you’re seeking same day loans for bad credit referred to as unsecured loans. You have to use these details in the application form while applying for an online same-day loan. If you’re approved, the sum of the amounts is deposited into your bank account within the same day business day.

What Are The Benefits Of Same Day Funding Loans ?

You’ll get many benefits with same day loans funding . You may not need to wait long for your funding, and you can be approved in as little as possible time of 60 minutes. None but those are reasons to consider availing the finance through the online same-day loans.

Transparency: You wouldn’t find any hidden fees or information. Here for these credits you never need to pay any administration or application fees, so what you see is what you would like to get!

The cost of your loan is spelled out for you while applying, so there will not be charged any surprising fees on your finance.

If you go online to apply for the same day funding loans, there is no need to draw out tax returns, birth certificates, et cetera. Fill in your name, address, phone number, email id, age, and a few other details. Afterward, you are on your way to decide, on a loan.

If once you have a loan, you’ll be able to handle various short-term payments across the months, like boiler or microwave, washing machine, or car repairs, and cover some other emergency payments.